Who are your typical clients?
Connected Financial Planning provides independent, fee-only financial planning and cross-border tax advisory services for U.S. expats and internationally mobile families residing in or preparing to move to Europe.
Our clients are typically:
- High-income U.S. expat individuals and families building long-term wealth across multiple jurisdictions
- Established professionals and business owners with growing net worth and multiple financial priorities (retirement, education, property, or business interests)
- Individuals or couples approaching or in retirement who require coordinated tax, cash flow, and cross-border retirement planning
We support clients through major life transitions, including relocation, career changes, marriage, family growth, home purchases, education planning, business development, and retirement. Our services are generally best suited for clients with meaningful financial complexity and growing net worth who value long-term, coordinated planning.
What services does Connected Financial Planning offer?
Connected Financial Planning provides financial planning and non-discretionary advisory services, with a focus on cross-border U.S. expat situations.
- Expat Expert Call: A focused 45-minute consultation designed to address a specific cross-border tax or financial planning question. This session provides tailored guidance on your immediate concerns and is suitable for defined, one-time issues. Speak with an expat expert and get tailored answers to your immediate questions or concerns. Book a paid consult with our team.
- Project-Based Planning: We offer defined project engagements for clients who require focused analysis beyond a single consultation. Project work may include financial modeling, cross-border tax coordination, or retirement projections. All projects begin with a paid consultation to define scope and objectives. If we proceed, the consultation fee is credited toward the project fee. For individuals or families with significant cross-border complexity or ongoing planning needs, we recommend our Comprehensive Ongoing Financial Planning engagement, as project work may not provide sufficient continuity. Book your initial paid consult here.
- Comprehensive Financial Planning: Comprehensive ongoing financial planning is the primary focus of our practice and the core of how we serve clients. This engagement is designed for individuals and families seeking long-term, coordinated support across financial planning, cross-border tax considerations, retirement strategy, and major life transitions. We work alongside clients to develop structured plans, evaluate financial decisions, and adapt strategies as circumstances evolve. See our service and fee page for details.
What makes Connected Financial Planning different?
Connected Financial Planning is a fully virtual advisory practice serving internationally mobile U.S. expats and globally mobile families. We understand the practical and financial complexities of living between multiple countries and tax jurisdictions. Our experience working with clients across Europe and internationally informs a disciplined, cross-border approach to financial decision-making.
Our practice is built around long-term advisory relationships with clients navigating complex, multi-jurisdiction planning needs.
We operate as a fee-only firm. Our compensation comes directly from our clients, and we do not receive commissions or third-party compensation. This structure supports independent advice focused solely on our clients’ long-term interests.
What does “Fee-Only” mean?
“Fee-only” means that we are compensated solely by our clients. We do not receive commissions, retrocessions, referral fees, or compensation from insurance companies, mutual funds, brokerage firms, or other third parties.
Our advice is not tied to the sale of financial products. This structure supports independence and reduces potential conflicts of interest when making financial recommendations.
What are your fees?
In order to be fully transparent, we list our fees on our Planning Service Fees page.
Do I need a financial advisor?
Maybe. With sufficient time, interest, and expertise, many aspects of financial planning can be managed independently. However, cross-border financial and tax matters can introduce complexity that benefits from structured analysis and ongoing coordination. Financial planning is our full-time focus. We work with internationally mobile individuals and families to help them make informed decisions, evaluate trade-offs, and adapt plans as circumstances change.
If you are considering working with an advisor, we encourage you to take your time and speak with several professionals. Finding the right fit, both technically and personally, is important. We work best with clients who share a strong mutual alignment.
I’m not rich. Can you still help me?
Yes. That’s exactly why we offer different service options. You may just be getting started, but you want a trusted second opinion on the financial implications of moving abroad, purchasing a home, changing jobs, or investing outside the U.S.
For those situations, we offer our Expat Expert Call. This focused session provides you with the opportunity to ask your most pressing questions and walk away with clear, actionable guidance.
If you’re looking for longer-term support, we also offer comprehensive financial planning for emerging wealth families who want an ongoing partner to help manage complexity, optimize cross-border finances, and stay on track for their goals.
Our goal is simple: to save you time and money as you build your ideal life abroad.
I’m ready to sign up. What’s the next step?
We offer two ways to connect, depending on your needs:
Complimentary Introductory Call: For individuals and families considering Comprehensive Ongoing Financial Planning. This brief call allows us to assess mutual fit and answer questions about our services and approach. Schedule your introductory call here.
Expat Expert Consultation: For those seeking focused, immediate guidance or project-based support. This 45-minute session is designed to address specific cross-border financial or tax questions and provide practical next steps. Book your consultation here.
Common Situations We Help With:
- Cross-Border U.S. Tax Complexity: You are a U.S. citizen, U.S. resident, or Green Card holder living abroad (or planning to relocate) and need guidance navigating your U.S. tax obligations alongside the tax system of your country of residence. We help you understand filing requirements, coordinate with tax professionals, and identify planning opportunities within multi-jurisdiction frameworks.
- U.S. / Non-U.S. Spouse Planning: You are a U.S. citizen married to a non-U.S. spouse and want to structure your finances efficiently while protecting both partners. We advise on cross-border tax considerations, ownership structures, gifting strategies, and long-term planning implications, including situations involving changes in U.S. residency or Green Card status.
- Multi-Country Retirement Accounts: You have worked in the U.S. and other countries and are unsure how your retirement accounts interact. We review and coordinate retirement benefits across jurisdictions and evaluate how they fit into your broader long-term strategy.
- Purchasing Property Abroad: You are considering purchasing personal or investment property outside the U.S. and want to understand the tax and planning implications. We assess ownership structure, reporting requirements, and cross-border tax considerations before decisions are made.
- International Assignments & Remote Work: You are relocating to Europe through an employer assignment or remote work arrangement. We help you evaluate tax equalization policies, coordinate with global mobility providers, and plan for the financial implications of living abroad.
- Equity Compensation: You receive equity-based compensation and want to understand how it fits into your overall financial strategy. We review stock options, RSUs, and other equity awards to ensure they are integrated thoughtfully into your cross-border tax and financial planning.
- Building Wealth Abroad While Managing U.S. Tax Obligations: You are building your life and career outside the United States while remaining subject to U.S. taxation and reporting requirements. We help clients structure savings, investments, and long-term financial decisions in a way that aligns with both U.S. tax rules and the regulations of their country of residence. This includes coordinating foreign account reporting, understanding treaty considerations, and planning proactively to avoid unintended tax consequences. Our goal is to support sustainable wealth-building across jurisdictions while maintaining compliance with applicable U.S. reporting obligations.